Last year gave us a financial smack down that we will be recovering from for awhile. Around the time we bought this house, we also gave up our budget, good spending habits and a good chunk of our savings. Then of course, thanks to a jump in Social Security taxes and the amount of money going into our medical spending account (yay braces!), our income is a couple of hundred dollars lighter each month.
Now is the time to reclaim those old good habits, I think. Actually last year would have been a better time, but I'd rather be late to the party than not show up at all. I'm back on the cash plan and trying to cut back where I can. Grocery spending kills me. I love to cook and bake. And eat. One of us in this house has a pretty hefty beverage habit: coffee, beer and soda.
My plan is to be better at menu planning and list making to minimize my trips to the store which in turn minimizes running in for corn and coming out with $40 worth of stuff I didn't even know I needed. One of my biggest grocery shopping weapons is keeping a tab going in my head of what I've spent which keeps me more controlled about what goes in my cart.
My last two trips to the store I've actually felt like I got a good amount for my money which is harder and harder to do these days with the climbing cost of groceries.
I'm curious how much you spend a month on groceries and how large your family is? What are your money saving secrets? My goal is to spend $500 per month for our family of 3 plus a big girl that eats at home a few nights a week. That will include pet supplies, cleaning supplies and any other household item we would need. Ambitious or insane? I'll report back.